Access to Growth


Please note this fund closed in March 2022 and is no longer taking applications. 

Do you have a great idea for a business with social impact?

Is your organisation already delivering social impact and you want to grow what you're doing or expand in a new direction?

We offer affordable and accessible social investment aimed at small and very small social enterprises and charities that trade, including new organisations.

Our blended finance (mixture of grants and loans) is designed for organisations who have the potential to add more value to their local communities and grow their social impact. We can provide between £10,000 and £50,000 of unsecured finance, repayable over one to five years. There is an arrangement fee of 1%, the interest rate charged is 6.6% flat rate and there are no early repayment penalties. Each investment combines grants with loans into a simple product to help organisations grow their great ideas.

We look to support a range of organistions who address social needs, strengthen communities, improve people’s life chances, enhance culture or protect the environment - if your organisation trades for the common good, this opportunity is for you.

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The Growth Fund is a partnership between The National Lottery Community Fund and Big Society Capital, delivered by Access through a range of social investors. It makes up to £50m available to support charities and social enterprises to grow and create social impact in their communities. The Growth Fund uses a combination of grant funding, made possible thanks to National Lottery players, and loan finance from Big Society Capital and other co-investors, to address specific gaps in the social investment market.

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Investments to help you grow